This document constitutes an official public offer (the "Offer") by the private limited company "Vizbl Marketing OÜ", registered in accordance with the legislation of the Republic of Estonia, registration code: 16684070, address: Harju maakond, Tallinn, Kesklinna linnaosa, V. Reimani tn 5a-3, 10124, Estonia, hereinafter referred to as the "Agent", to enter into an agreement under the terms set forth below with any individual or legal entity that accepts this Offer in electronic form (hereinafter referred to as the "Client").
Acceptance of this Offer is made by the Client either through making the first payment or completing electronic registration on the Agent's platform, and shall be considered full and unconditional acceptance of all terms of this agreement.
1.1. The Agent undertakes, on behalf of and at the expense of the Client, to perform actions for a fee related to the payment of advertising campaigns, platform fees, and other associated expenses related to the promotion of goods and/or services, as well as the management of the corresponding balance replenishments.
1.2. The Client, in turn, undertakes to provide the Agent with the necessary funds and information, and to pay the agreed remuneration.
2.1. The Client accepts the Offer by registering on the Agent's platform or by making the first advance payment.
2.2. The Client shall top up the balance in an amount necessary to launch or maintain advertising campaigns. The minimum amount is 500 US dollars.
2.3. The Agent retains a commission of 3% from the funds received. The current commission rate is indicated in the Client's interface and may vary depending on the volume or specific conditions of the services provided. The Agent shall notify the Client in advance of any changes to the commission rate via the interface or by email.
2.4. The remaining funds shall be used by the Agent exclusively for their intended purpose — to make targeted payments on advertising platforms, analytics services, IT services, or other digital marketing tools. The use of funds shall occur either:
2.5. The Client has the right to monitor the movement and use of funds in their personal account, including detailed reporting on transactions and retained commissions.
2.6. The Agent is not entitled to use the Client's funds for personal needs or the interests of third parties, except in cases expressly provided for by the terms of this Agreement.
3.1. KYT (Know Your Transaction) is a procedure for analysing the Client's operations, aimed at identifying suspicious, irregular, or potentially illegal transactions. KYT may include:
3.2. The Agent undertakes to comply with international and Estonian legislation, including but not limited to regulations aimed at preventing money laundering and the financing of terrorism (AML/CFT).
3.3. The key principles of the AML/CFT policy include:
3.4. The Client agrees to:
3.5. The Agent reserves the right to suspend, deny, or terminate services to the Client in the following cases:
3.6. In the event of suspension or refusal of service on the above grounds, the Agent shall not be liable for any losses incurred by the Client and shall not refund any previously retained commission. Unused funds may be returned only after the completion of the KYT review and in the absence of legal obstacles.
4.1. The Agent shall not be held liable for the results of advertising campaigns, including their effectiveness, cost per click, or return on investment.
4.2. The Agent does not compensate for any losses incurred by the Client as a result of improper campaign settings, account suspensions, KYT rejections, or other external factors beyond the Agent's control.
4.3. Any claims for compensation shall be considered only if supported by documented evidence of damage and only within the limits of the funds held by the Agent.
5.1. The Client has the right to request a refund of unused funds within thirty (30) business days from the date of the request, provided there are no active obligations.
5.2. Refunds shall be made minus the Agent's commission and any applicable transaction costs.
5.3. The Agreement may be terminated at any time by either party by sending written notice via email.
6.1. Both parties agree to maintain the confidentiality of any information received in the course of performing this Agreement, except where disclosure is required by law.
6.2. Confidential information refers to any non-public information, including but not limited to technical, financial, organizational, legal, or other data obtained in connection with the performance of this Agreement.
6.3. The receiving party agrees to:
6.4. The confidentiality obligations shall remain in force for three (3) years after termination of the Agreement, unless otherwise agreed in writing by the parties.
7.1. This Agreement shall be governed by the laws of the Republic of Estonia.
7.2. All disputes shall be resolved through negotiations. If a resolution cannot be reached, disputes shall be subject to the jurisdiction of Harju County Court (Harju Maakohus), Tallinn, in accordance with Estonian law.
Client: Acceptance of the terms of this Agreement is made by completing electronic registration or paying the first invoice. By making the payment or completing registration, the Client agrees to all terms of this Offer.